Information for new international students

Person is standing in front of a dark blue background. They is holding a yellow flower in theri hands.

Start with these arrangements

Before you arrive, you need to take care of a few important things to prepare for your studies and life in Turku. From securing housing and gathering the necessary documents to making sure your study equipment meets the requirements, this section will teach you the essentials to ensure a smooth transition.

Residence permit

One of the first things you should do, is check whether you need a residence permit to study in Finland.
Students arriving from non-EU/EEA countries need a residence permit to stay in Finland for more than three months.

We recommend that you start the application process for your residence permit immediately after you have received information of admission and paid the tuition fee, as the process can take several months.

You cannot be granted a residence permit for studies, if your studies mainly consist of distance learning online and do not require you to stay in Finland. For shorter stays in Finland (e.g. in-person class days), you can apply for a tourist visa.

We recommend that you apply for the residence permit to be valid 2 weeks before the beginning of studies so you can arrive in Finland and settle before the studies begin.

D-visa. You can apply for a 100-day D visa at the same time as you apply for a residence permit. The D visa allows you to travel to Finland immediately after you have been issued with a residence permit and a D visa sticker has been attached to your passport. You should apply for a D visa only if you can travel to Finland within 2 weeks of being granted a residence permit, because you need to collect your residence permit card from a collection point in Finland. Read more on D visa on Finnish Immigration Service’s (Migri) website.

Staying in Finland less than 90 days? Read more on visas on the Ministry for Foreign Affairs of Finland’s website.

EU registration

If you are an EU citizen planning to stay in Finland for longer than three months, you must register your right of residence. This registration is necessary to stay in Finland legally and access local services. The process is straightforward and can be completed through the Finnish Immigration Service (Migri).

For detailed steps, eligibility, and required documents, please visit the official Migri EU registration page.

Nordic citizens do not need to apply for EU registration at the Finnish Immigration Service. If you are a Nordic citizen (citizen of Denmark, Iceland, Norway or Sweden), register your personal data at the Digital and Population Data Services Agency.

Accommodation

The biggest student housing provider in Turku is the Turku Student Village Foundation (TYS). There is a high demand for student housing, so be sure to apply early.

How to apply for housing on the TYS website

Exchange student? Read more on TYS ‘ webpage for exchange students.

Other housing options in Turku

Finding housing in Turku can be challenging, especially in August/September. Moreover, private landlords usually do not rent furnished apartments. Normally rental agreements are for a fixed minimum period of one year and tenants who leave early earlier resignation requires have to pay a penalty.

Flatta

Forenom (fully furnished apartments)
Kotimaailma – furnished apartments
Norden Homes


Hotels and hostels

These housing providers offer short and long term stay.
Be sure to ask for a monthly rate!

Moving to Salo?

If you are looking for an apartment in Salo, check out the following options. Please note that finding housing in Salo can be challenging, especially in August/September. Moreover, private landlords usually do not rent furnished apartments. Normally rental agreements are for a fixed minimum period of one year and tenants who leave early earlier resignation requires have to pay a penalty.

Salo municipal accommodation

Hotels

Insurance and health care

The Finnish Student Health Service (FSHS) provides student health services for degree students. However, the FSHS only provides basic health care services, which does not include urgent medical care or secondary health care in hospitals.
Read more on their services on the FSHS’ infromation page for new students.

Turku UAS does not provide health insurance for international degree students, so please make sure you have valid health insurance during your studies.

Students from other EU or EEA countries must to provide a European Health Insurance Card (EHIC) when accessing FSHS services. The FSHS will be required by law to ask to see a European Health Insurance Card to identify students who are covered by state-provided health insurance from a country other than Finland. The card must be obtained before coming to Finland. Students from Britain and Northern Ireland may provide a Global Health Insurance Card (GHIC). Read more on FSHS website.

If you are non-EU/EEA citizen, make sure you have a valid health insurance that covers both accidents and illness. Turku UAS has insurance against injuries during studies, but it does not cover leisure time accidents or eventual illness during your stay. You are also required to have health insurance before applying for a residence permit for studies. Please read more about the requirements of the insurance on the website of the Finnish Immigration Service.

Health documents for degree students

Start by checking out the Finnish Student Health Service’s (FSHS) information for new students.

The FSHS offers all first-year degree students a health check comprised of

  • the HealthStart questionnaire
  • if necessary, an appointment with a public health nurse and/or oral health professional. 
Instructions for students in fields other than social and health care

Please check instructions and requirements from FSHS’ Tuberculosis information for students.

Instructions for social and health care students

Please read the FSHS’ instructions for social and health care students concerning infectious diseases and vaccinations.

Fill in the COMMUNICABLE DISEASE QUESTIONNAIRE (SELF-ASSESSMENT FORM) and contact FSHF Turku when you arrive in Finland if necessary.

Please note that you need to bring your Vaccination certificate (in English) included previous vaccination (how many doses, date, month, year).

Laptop for studies

Turku UAS uses electronic materials and online learning environments. You’re required to have your own laptop computer available during the studies (incl. in-person lectures). The school will provide you with the most important basic software free of charge.

Read more on requirements for having your own laptop for your studies.

Relocating with family

If you are relocating with family, Finland offers extensive family support services, from affordable childcare to world-class education and healthcare. For families moving to Turku and Salo, International House Turku (IHT) can help make the transition as smooth as possible, including providing guidance on local schools and childcare.

Check out IHT’s Soft-landing Service

For families moving to Salo, HelppoSalo service offers guidance in matters related to the relocation.

Read more on Finnish education on InfoFinland.fi.

Welcome to Finland and Turku!

Once you arrive, it’s time to settle into your new surroundings. Here, you’ll find information on navigating to and around Turku, as well as resources on getting to know your new campus. Hopefully this will help you feel at home from day one.

Arrival to Turku

Welcome to the oldest city in Finland! Turku combines rich history with a vibrant student culture, making it an exciting place to begin your journey. Whether you’re arriving by plane, train, or ferry, getting to Turku is easy, and once you’re here, you’ll find plenty of convenient ways to explore the city and its surroundings.

Getting around Turku

Once you’re here, you’ll find plenty of convenient ways to explore the city and its surroundings. Föli buses connect key areas across Turku and neighboring regions, providing a reliable option for commuting to campus, running errands, or exploring the city. Additionally, the Fölläri city bike service offers an active and flexible way to travel, with numerous docking stations and an easy app-based rental system.

Turku UAS campuses

Each of our vibrant campus has its own unique feel and community. Whether you’re in Kupittaa’s innovative tech hub, Linnankatu’s creative arts space, or Salo’s modern learning environment, you’ll find inspiring facilities, collaborative study spots, and the energy of students from around the world. Ready to explore your new home away from home?

Arrival to Salo

Welcome to the he Hidden Secret of Coastal Finland! Salo is an idyllic small city and a gateway to the archipelago area. Perfectly located between Turku (30 minutes) and Finland’s capital, Helsinki (one hour), Salo is easily accessible by train or long-distance bus from either city.

Getting around Salo

Once you’re here, you’ll find plenty of convenient ways to explore the city and its surroundings. Salo’s public transport system is called Paikku and it uses the nationwide Waltti ticketing system. The Waltti ticket allows you to travel within the boundaries of the city of Salo.

Turku UAS campuses

Each of our vibrant campus has its own unique feel and community. Whether you’re in Salo’s modern learning environment, Kupittaa’s innovative tech hub, or Linnankatu’s creative arts space, you’ll find inspiring facilities, collaborative study spots, and the energy of students from around the world. Ready to explore your new home away from home?

Settling in

It’s time to get settled in and focus on your studies. This section will help you take the next important steps, including registering with the local authorities, setting up your digital tools and making use of support resources to help you thrive.

Registration with the DVV

Remember to register with the Digital and Population Data Services Agency (DVV) after your arrival to Finland. Registration is free of charge and has many benefits.

When you register with the DVV, you will

  • receive a Finnish personal identity code (unless you already received one from the Finnish lmmigration Service or the Finnish Tax Administration). ln Finland, a personal identity code is used for identification purposes.

    You need a personal identity code:
    • to receive transcripts of study records from your Finnish university.
    • when dealing with Finnish authorities.
  • be registered an address in Finland.
    The address can be registered as temporary or as permanent. Please visit the DW website for more information on different address types.

Please note that you may need a Finnish personal identity code and a registered address in Fin­land to open a bank account or get a mobile phone contract.

Read more on the registration in the Population Information System on DVV’s website.

Activating your usernames

New degree students on English degree programmes and all exchange students receive their user IDs and further instructions during orientation.

If you wish, you can register your user ID before starting your studies. Read more on registering your user ID.

Healthcare fee for degree students in higher education

Degree students at universities of applied sciences and universities pay a health care fee to Kela. As a degree student at a higher education institution, you can use the services of the Finnish Student Health Service (FSHS).

Find out more about FSHS services

The student healthcare fee is part of the overall funding for healthcare for university students. You have to pay this fee even if you do not receive student financial aid or use occupational health services instead of the FSHS, for example.

Read more about the health contribution for university students

If you are covered by another EU or EEA country, Switzerland or Great Britain and Northern Ireland, you do not have to pay a health contribution. However, you can use the services of the YTHS. Find out what you need to do on the Kela website.

Payment of the healthcare fee

The health insurance fee must be paid for each semester. Kela does not send a separate invoice for the fee, but you must remember to pay it yourself.

The due date for the healthcare contribution depends on when you register as being present.

See Kela’s website for more detailed payment instructions and due dates.

Remember to also check necessary health documents.

Getting a Finnish phone number

A local phone number is often required for online banking, student services, and receiving messages from Finnish institutions. In the International office (Globe office) we have some prepaid SIM cards, or you can get prepaid SIM at the airport from R-Kioski or from phone operators like Elisa, DNA, or Telia.

Opening a Finnish bank account

Many everyday services—such as paying rent, receiving a scholarship or salary, and using mobile banking—will be easier with a local bank account. However, be aware that opening an account can take time, so it’s best to begin the process early.

To open an account, you must first:

  • Receive your Finnish personal identity code
  • Register your municipality of residence with the Digital and Population Data Services Agency (DVV)

These are essential before any bank can serve you.

Banks in Finland operate by appointment. Each bank may have slightly different procedures, so always check their requirements in advance. When you attend your appointment, be sure to bring:

  • A valid passport or national ID card
  • Your Finnish personal identity code
  • Residence permit card or proof of legal stay in Finland
  • Proof of student status (Your student card in Tuudo, or acceptance letter)

Some banks may ask for additional details about your financial situation, including:

  • Your main source of income (e.g., scholarship, family support)
  • How often and what types of payments you expect to receive or make
  • Whether you intend to use the bank as your main financial institution
  • Whether you or your family members are considered Politically Exposed Persons (PEPs)
Support during your studies

Students at Turku UAS have access to a wide range of services designed to support every step of their journey. We’re committed to helping students progress smoothly in their studies, grow their expertise, and maintain a balanced, fulfilling student life. Our mission is to educate thriving professionals equipped with the skills, confidence, and resilience needed for the future. We wish to ensure that every student has the support they need to succeed.

Student Union

The Turku UAS’ student union TUO represents all students, advocating for students’ rights and well-being both on and off campus. Joining TUO gives you access to a wide range of benefits, from student discounts and services to social events and networking opportunities that help you settle in and make connections. TUO is religiously and politically non-committal and independent of trade unions.

Student card and student discounts

Various discounts are available for students, most of which require a student card.

There are different types of student cards:

  • Turku UAS offers all students a free electronic student card in the Tuudo app.
  • Turku UAS’ Student Union – TUO members have access to student cards provided by the Student Union.

Student cards are also available for path students, but path students are not entitled to all the same student discounts as degree students.

Student lunch

Degree students and exchange students in higher education are entitled to a Kela meal subsidy.

 You can buy a student-priced lunch at student restaurants with your meal subsidy card.

You can use the meal subsidy card

  • with your Tuudo mobile app electronic student card or
  • with the Kide.app mobile app used by Turku UAS’ Student Union – TUO

If you need a physical Kela meal subsidy card or Open UAS meal discount card, you can apply for it by visiting the Student Office. Remember to bring your photo ID.

Discounts on public transport

Degree students can get a student discount on Matkahuolto, VR and Föli, for example.

  • with your Tuudo electronic student card
  • via the Turku UAS Student Union (TUO) Kide mobile app

Path students can get a student discount on Föli tickets with their Tuudo electronic app student card.

If necessary, you can also get a FöIi student discount application from the student office, but not before the first day of your studies.

Read more about student discounts offered by Turku Region Traffic (Föli).

More student discounts

With your student card, many other discounts and student benefits are available to you. You can find out more about the student discounts available to members of the Student Union TUO on their website.

PS. Once a student, always a pro! Remember that you’ll be part of our Turku UAS global community even after your studies. Through our alumni network, you can stay connected, grow your professional network, and keep in touch with friends and mentors. And did you know that you can take part in our alumni event even during your studies?

Read more on being a Turku UAS alumni.

Want to know more about settling in to your new home town?

International House Turku is a service hub which supports international residents in the Turku region. Their services are designed to help you navigate Finnish systems and ensure your integration into Turku goes smoothly.

Looking for more info on cultural activities or city library? IHT has compiled a Newcomer’s Guide that gives various tips regarding moving to and living in Turku.

Living costs in Finland

Finland is known for its high standard of living, with costs comparable to other Nordic countries and Western Europe.

To help you better plan and prepare for life in Finland, we have compiled information on the different costs linked with living here. Please note that living costs vary from person to person, depending on factors such as housing prices and consumption choices.

Application fee, tuition fee and scholarships

Applicants who are not citizens of the EU, EEA or Switzerland are required to pay an application fee in order to apply to higher education studies in Finland. Read more on the application fee on Studyinfo’s webpage.

Turku UAS charges a tuition fee in the Bachelor’s and Master’s degree programmes offered in English from students who are not citizens of countries of the European Union (EU), European Economic Area (EEA) or Switzerland.

Residence permit and health insurance

If you are coming from outside the EU/EEA, you will need a residence permit for studies to stay in Finland and complete your studies. The first residence permit costs is EUR 450, if you apply online. For more information on residence permit costs, please visit Migri’s website.

Sufficient funds

According to Migri, the Finnish Immigration Service, you must have sufficient funds for living in Finland during the entire period of validity of your residence permit. The income threshold required by the Finnish immigration services Migri is minimum EUR 800 / month meaning that the sum is EUR 9,600 per year per individual student. If you arrive with family, you must also take into account the income requirements for family members.

Please take into consideration that this sum is the minimum requirement, and it does not necessarily cover all expenses. We strongly advise our students to ensure they have sufficient funds and not to depend on finding part-time work in Finland, as the students’ primary responsibility is to progress in the studies.
For more information on income requirements, please visit Migri’s website.

Health insurance

To obtain a residence permit, you must have private insurance to cover your medical and drug expenses, unless you have a Kela card, a European Health Insurance Card (EHIC), or a UK Global Health Insurance Card (GHIC). Read more on health insurance on Migri’s website.



Accommodation and daily living

The rental prices vary depending on the size, location and the level of housing, and whether you rent from a private market and share with other tenants. The accommodation prices range often between EUR 350 and EUR 800 per person. If you share a flat with other tenants, you can save significantly.

The apartments in Finland are rarely furnished, so you have to buy furniture and household equipment, such as a bed, table and chairs, kitchen utensils, etc.

It is highly recommended, and sometimes required by landlords, to have home insurance to protect against potential damage to the tenant’s property and liability for damages caused to the apartment or nearby flats.

Computer

Remember that you are expected to have your own laptop. Read more on requirements for having your own laptop for your studies.

Transportation

Before coming to Finland, you must acquire your transportation tickets to Turku or Salo. Don’t forget to account for the train, bus, or taxi expenses from the airport.

In Turku, the local transportation company Föli’s single ticket costs around EUR 3,15–4,15 depending on the purchase method and the time of the day. A student’s monthly ticket card costs approx. EUR 40. Cycling, whether on your own bike or a rental bike, is also an affordable choice. There are also rental electric scooters easily available. Walking is also an option in Turku.

In Salo, the local transportation company Paikku offers single tickets for around EUR 3,45–4 depending on the purchase method, and a 30-day monthly ticket for approx. EUR 65. If you live in Turku and study in Salo, a train ticket to Salo costs between EUR 3,10–5,60.

Groceries

The sum that you need for groceries vary depending on your consumer habits but you can estimate the cost to be between EUR 200–400 a month per person.

Student-priced meals at student restaurants cost EUR 2,95 per meal. Read more on student lunch and the requirements.

Part-time work

Even if a student’s residence permit allows part-time working (max. 30 hours per week), the main aim for students is to proceed with their studies. It is therefore not possible for students to count on financing their living expenses solely by working. Finding a temporary job is demanding especially if the student does not have a working knowledge of the Finnish language. Therefore, it is essential to focus fully on your studies from the beginning and start learning Finnish alongside them.

If you are not already a trained professional, you can apply for entry-level positions. Common jobs for international students e.g. cleaning, working in a restaurant (waiter/waitress, kitchen helper), delivering newspapers/mail, or delivering food. Finding a job in Finland isn’t easy or guaranteed, even for assisting or low-paying positions.

The student salaries often range between EUR 7 to EUR 13 per hour. For entrepreneurs, there are no minimum earnings. You must take into consideration that you are required to pay tax, and the amount depends on your income. Bear in mind, though, that only part-time work is allowed.

Read more on working and internships during studies on Migri’s website.

Hoping to make a local friend?

Read more on the Friendship Programme

Looking for summer studies?

Read more on Turku Åbo Summer School

Want to connect with other international students?

Read more on ESN Uni Turku

Goin’ app video

Where are you landing?

Ilmakuva Salon Urheilupuistosta ympäristöineen

Ps. Once a student, always a pro! As a Turku UAS alumni you will always be a member of our community. Be sure to stay in touch also after your studies!