Relocation guide for new international students
Are you an international talent moving to Finland for the first time? Here you can find some practical information to guide you as you start your journey with us.
Before arrival
Arrival
After Arrival
Living costs in Finland
Student life

Before arrival
Start with these arrangements
Before you arrive, you need to take care of a few important things to prepare for your studies and life in Turku. From securing housing and gathering the necessary documents to making sure your study equipment meets the requirements, this section will teach you the essentials to ensure a smooth transition.
Residence permit
One of the first things you should do, is check whether you need a residence permit to study in Finland.
Students arriving from non-EU/EEA countries need a residence permit to stay in Finland for more than three months.
We recommend that you start the application process for your residence permit immediately after you have received information of admission and paid the tuition fee, as the process can take several months.
- Before applying, read more on residence permit for studies on Finnish Immigration Service’s (Migri) website.
- Check out also Migri’s Guide for students on how to apply for residence permit.
- Apply for a residence permit on Migri’s online service Enter Finland.
- Please note that you must visit a Finnish embassy or consulate in person as part of the application process. Please book the appointment as soon as possible because the queues can be long.
- You need to add your national learner ID to your application also and it’s available in Studyinfo or your admission letter / notification.
- We recommend that you apply for the residence permit to be valid 2 weeks before the beginning of studies so you can arrive in Finland and settle before the studies begin.
You cannot be granted a residence permit for studies, if your studies mainly consist of distance learning online and do not require you to stay in Finland. For shorter stays in Finland (e.g. in-person class days), you can apply for a travel visa.
D-visa. You can apply for a 100-day D visa at the same time as you apply for a residence permit. The D visa allows you to travel to Finland immediately after you have been issued with a residence permit and a D visa sticker has been attached to your passport. You should apply for a D visa only if you can travel to Finland within 2 weeks of being granted a residence permit, because you need to collect your residence permit card from a collection point in Finland. Read more on D visa on Finnish Immigration Service’s (Migri) website.
Staying in Finland less than 90 days? Read more on visas on the Ministry for Foreign Affairs of Finland’s website.
Please note that Turku UAS cannot influence the decisions made by the Finnish Immigration Service.
EU registration
If you are an EU citizen planning to stay in Finland for longer than three months, you must register your right of residence. This registration is necessary to stay in Finland legally and access local services. The process is straightforward and can be completed through the Finnish Immigration Service (Migri).
For detailed steps, eligibility, and required documents, please visit the official Migri EU registration page.
Nordic citizens do not need to apply for EU registration at the Finnish Immigration Service. If you are a Nordic citizen (citizen of Denmark, Iceland, Norway or Sweden), register your personal data at the Digital and Population Data Services Agency.
Accommodation
The biggest student housing provider in Turku is the Turku Student Village Foundation (TYS). There is a high demand for student housing, so be sure to apply early.
How to apply for housing on the TYS website
Exchange student? Read more on TYS ‘ webpage for exchange students.
Other housing options in Turku
Finding housing in Turku can be challenging, especially in August/September. Moreover, private landlords usually do not rent furnished apartments. Normally rental agreements are for a fixed minimum period of one year and tenants who leave early earlier resignation requires have to pay a penalty.
Forenom (fully furnished apartments)
Kotimaailma – furnished apartments
Hotels and hostels
These housing providers offer short and long term stay.
Be sure to ask for a monthly rate!
Moving to Salo?
If you are looking for an apartment in Salo, check out the following options. Please note that finding housing in Salo can be challenging, especially in August/September. Moreover, private landlords usually do not rent furnished apartments. Normally rental agreements are for a fixed minimum period of one year and tenants who leave early earlier resignation requires have to pay a penalty.
- Apartments Ella
- Westpark Salo (website in Finnish)
- Marent Apartments
Hotels
- Hotel Fjalar
- Hotel Salora
- Sokos Hotels Rikala
- Rock Hotel (website in Finnish)
Insurance
The Finnish Student Health Service (FSHS) provides student health services for degree students. However, the FSHS only provides basic health care services, which does not include urgent medical care or secondary health care in hospitals.
Read more on their services on the FSHS’ infromation page for new students.
Turku UAS does not provide health insurance for international degree students, so please make sure you have valid health insurance during your studies.
Students from other EU or EEA countries must to provide a European Health Insurance Card (EHIC) when accessing FSHS services. The FSHS will be required by law to ask to see a European Health Insurance Card to identify students who are covered by state-provided health insurance from a country other than Finland. The card must be obtained before coming to Finland. Students from Britain and Northern Ireland may provide a Global Health Insurance Card (GHIC). Read more on FSHS website.
If you are non-EU/EEA citizen, make sure you have a valid health insurance that covers both accidents and illness. Turku UAS has insurance against injuries during studies, but it does not cover leisure time accidents or eventual illness during your stay. You are also required to have health insurance before applying for a residence permit for studies. Please read more about the requirements of the insurance on the website of the Finnish Immigration Service.
Health care fee for degree students
Degree students at universities of applied sciences and universities pay a health care fee to Kela. As a degree student at a higher education institution, you can use the services of the Finnish Student Health Service (FSHS).
Find out more about FSHS services
The student healthcare fee is part of the overall funding for healthcare for university students. You have to pay this fee even if you do not receive student financial aid form Kela, use occupational health services instead of the FSHS, or have taken a private health insurance to satisfy the requirements for obtaining a residence permit, for example.
Read more about the health care fee
If you have social security coverage from another EU or EEA country, Switzerland or Great Britain and Northern Ireland, you do not have to pay the healthcare fee. However, you can use the services of the FSHS. Find out what you need to do on the Kela website.
Payment of the healthcare fee
The healthcare fee must be paid for each semester. Kela does not send a separate invoice for the fee, but you must remember to pay it yourself.
The due date for the healthcare fee depends on when you register as attending.
See Kela’s website for more detailed payment instructions and due dates.
Remember to also check necessary health documents below.
Health documents for degree students
The FSHS offers all first-year degree students a health check comprised of
- the HealthStart questionnaire
- if necessary, an appointment with a public health nurse and/or oral health professional.
Instructions for students in fields other than social and health care
Please check instructions and requirements from FSHS’ Tuberculosis information for students.
Instructions for social and health care students
Please read the FSHS’ instructions for social and health care students concerning infectious diseases and vaccinations.
Fill in the COMMUNICABLE DISEASE QUESTIONNAIRE (SELF-ASSESSMENT FORM) and contact FSHF Turku when you arrive in Finland if necessary.
Please note that you need to bring your Vaccination certificate (in English) included previous vaccination (how many doses, date, month, year).
Laptop for studies
Turku UAS uses electronic materials and online learning environments. You’re required to have your own laptop computer available during the studies (incl. in-person lectures). The school will provide you with the most important basic software free of charge.
Read more on requirements for having your own laptop for your studies.
Relocating with family
If you are relocating with family, Finland offers extensive family support services, from affordable childcare to world-class education and healthcare.
Turku UAS support students with families with The MOI Guidance Service. MOI can guide students in finding relevant information and services for their family members in order to support a stable living situation in Finland. Read more about MOI service.
See also City of Turku’s integration services
For families moving to Salo, HelppoSalo service offers guidance in matters related to the relocation.
Read more on Finnish education on InfoFinland.fi.
Can you get benefits from Kela, the Social Insurance Institution of Finland, when you move to Finland? Read more on Kela’s website.
Arrival
Welcome to Finland and Turku or Salo
Once you arrive, it’s time to settle into your new surroundings. Here, you’ll find information on navigating to and around Turku, as well as resources on getting to know your new campus. Hopefully this will help you feel at home from day one.
Arrival to Turku
Welcome to the oldest city in Finland! Turku combines rich history with a vibrant student culture, making it an exciting place to begin your journey. Whether you’re arriving by plane, train, or ferry, getting to Turku is easy.
Once you’re here, you’ll find plenty of convenient ways to explore the city and its surroundings. Föli buses connect key areas across Turku and neighboring regions, providing a reliable option for commuting to campus, running errands, or exploring the city. Additionally, the Fölläri city bike service offers an active and flexible way to travel, with numerous docking stations and an easy app-based rental system.
Arrival to Salo
Welcome to the he Hidden Secret of Coastal Finland! Salo is an idyllic small city and a gateway to the archipelago area. Perfectly located between Turku (30 minutes) and Finland’s capital, Helsinki (one hour), Salo is easily accessible by train or long-distance bus from either city. Salo’s public transport system is called Paikku
Turku UAS Campuses in Turku and Salo
Turku UAS has several campuses in Turku and Salo, each with modern learning environments and state-of-the-art facilities. Make sure to check which campus your programme belongs to and how to reach it.
After arrival
Settling in
It’s time to get settled in and focus on your studies. This section will help you take the next important steps, including registering with the local authorities, setting up your digital tools and making use of support resources to help you thrive.
Registration with the DVV: Finnish identity code
By registering with the Digital and Population Data Services Agency (DVV), you will receive a Finnish personal identity code if you have not yet received it (e.g. with the residence permit). The registration is free of charge and beneficial for you.
Once you register with the DVV, you will be
- given a Finnish personal identity code (unless you already received one from the Finnish lmmigration Service or the Finnish Tax Administration). ln Finland, a personal identity code is used for identification purposes.
You must have a personal identity code:- to graduate from your Finnish university.
- to receive transcripts of study records from your Finnish university.
- when dealing with Finnish authorities.
- registered an address in Finland.
The address can be registered as temporary or as permanent. Please visit the DVV’s website for more information on different address types.
Please note that you may need a Finnish personal identity code and a registered address in Finland to open a bank account or get a service contract with mobile phone operator.
Read more on the registration in the Population Information System on DVV’s website.
Once you have obtained your Finnish identity code, you must inform Turku UAS Student Office. Student Office updates the personal identity code in Peppi study system and Studyinfo (Opintopolku) . Submit your personal identity code to Student Office using this form.
Activating your usernames
New degree students on English degree programmes and all exchange students receive their user IDs and further instructions during orientation.
If you wish, you can register your user ID before starting your studies. Read more on registering your user ID.
Healthcare fee for degree students in higher education
Degree students at universities of applied sciences and universities pay a health care fee to Kela. As a degree student at a higher education institution, you can use the services of the Finnish Student Health Service (FSHS).
Find out more about FSHS services
The student healthcare fee is part of the overall funding for healthcare for university students. You have to pay this fee even if you do not receive student financial aid or use occupational health services instead of the FSHS, for example.
Read more about the health contribution for university students
If you have social security coverage by another EU or EEA country, Switzerland or Great Britain and Northern Ireland, you do not have to pay a health fee. However, you can use the services of the YTHS. Find out what you need to do on the Kela website.
Payment of the healthcare fee
The health care fee must be paid for each semester. Kela does not send a separate invoice for the fee, but you must remember to pay it yourself.
The due date for the healthcare fee depends on when you register as being present.
See Kela’s website for more detailed payment instructions and due dates.
Remember to also check necessary health documents.
Getting a Finnish phone number
A local phone number is often required for online banking, student services, and receiving messages from Finnish institutions. In the International office (Globe office) we have some prepaid SIM cards, or you can get prepaid SIM at the airport from R-Kioski or from phone operators like Elisa, DNA, or Telia.
Opening a Finnish bank account
Many everyday services—such as paying rent, receiving a scholarship or salary, and using mobile banking—will be easier with a local bank account. However, be aware that opening an account can take time, so it’s best to begin the process early.
To open an account, you must first:
- Receive your Finnish personal identity code
- Register your municipality of residence with the Digital and Population Data Services Agency (DVV)
These are essential before any bank can serve you.
Banks in Finland operate by appointment. Each bank may have slightly different procedures, so always check their requirements in advance. When you attend your appointment, be sure to bring:
- A valid passport or national ID card
- Your Finnish personal identity code
- Residence permit card or proof of legal stay in Finland
- Proof of student status (Your student card in Tuudo, or acceptance letter)
Some banks may ask for additional details about your financial situation, including:
- Your main source of income (e.g., scholarship, family support)
- How often and what types of payments you expect to receive or make
- Whether you intend to use the bank as your main financial institution
- Whether you or your family members are considered Politically Exposed Persons (PEPs)
Student card and student discounts
As a student, you are entitled to various discounts and benefits, which you can access with a student card.
There are different types of student cards:
- Turku UAS offers all students a free electronic student card in the Tuudo mobile app.
- Turku UAS’ Student Union – TUO members have access to student cards provided by the Student Union.
Student cards are also available for open UAS path students, but path students are not entitled to all the same student discounts as degree students. See the benefits for Open UAS path students.
Student lunch
As a degree or exchange student you are entitled to a Kela meal subsidy. You can buy a student-priced lunch at a student restaurant by presenting your Kela meal subsidy card in your Tuudo mobile student card or Kide mobile app used by Turku UAS’ Student Union – TUO.
As a path student you are not eligible for Kela meal subsidies, but you can get a small discount at student restaurants on the Turku campuses by presenting their Open UAS student card from the Tuudo mobile app. Read more: the benefits for Open UAS path students.
If necessary, you can get a paper Kela meal subsidy card or Open UAS meal discount card by visiting the Student Office after your studies have started. Remember to bring your ID with you.
Discounts on public transport
As a degree student, you can get a student discount on tickets for Föli (local traffic), Matkahuolto (long-distance bus services), and VR (long-distance railway services), for example. You get the discount with your mobile student card at Tuudo or as a member of the student union TUO in the Kide mobile app.
As a path student, you get a student discount on Föli tickets with your Tuudo mobile app student card.
If necessary, you can also get a FöIi student discount application from the Student Office, but not before the first day of your studies.
Culture, sports and other discounts
CampusSport offers affordable and versatile sports services for the students and staff of the higher education institutions in Turku.
City of Turku’s student benefits: museums and concerts etc.
In addition, in Finland many organizations offer discounts and special offers for students. You can receive these discounts by showing your student card.
Working during studies
Studying at Turku UAS is strongly working life oriented. Our aim is to provide the kind of education and skills that working life needs and help the students get connected with the companies in the Southwest region already during the studies. Students may work part-time while studying but full-time degree studies have requirements for presence during the weekdays and these should always be prioritised.
If you have been granted a residence permit for studies, please see Finnish Immigration Service website for further information on working time restrictions while studying.
Living costs in Finland
Finland is known for its high standard of living, with costs comparable to other Nordic countries and Western Europe.
To help you better plan and prepare for life in Finland, we have compiled information on the different costs linked with living here. Please note that living costs vary from person to person, depending on factors such as housing prices and consumption choices.
Application fee, tuition fee and scholarships
Applicants who are not citizens of the EU, EEA or Switzerland are required to pay an application fee in order to apply to higher education studies in Finland. Read more on the application fee on Studyinfo’s webpage.
Turku UAS charges a tuition fee in the Bachelor’s and Master’s degree programmes offered in English from students who are not citizens of countries of the European Union (EU), European Economic Area (EEA) or Switzerland.
Income requirements, residence permit and health insurance
If you are coming from outside the EU/EEA, you will need a residence permit for studies to stay in Finland and complete your studies. The first residence permit costs is EUR 450, if you apply online. For more information on residence permit costs, please visit Migri’s website.
Sufficient funds
According to Migri, the Finnish Immigration Service, you must have sufficient funds for living in Finland during the entire period of validity of your residence permit. The income threshold required by the Finnish immigration services Migri is minimum EUR 800 / month meaning that the sum is EUR 9,600 per year per individual student. If you arrive with family, you must also take into account the income requirements for family members.
Please take into consideration that this sum is the minimum requirement, and it does not necessarily cover all expenses. We strongly advise our students to ensure they have sufficient funds and not to depend on finding part-time work in Finland, as the students’ primary responsibility is to progress in the studies.
For more information on income requirements, please visit Migri’s website.
Health insurance
To obtain a residence permit, you must have private insurance to cover your medical and drug expenses, unless you have a Kela card, a European Health Insurance Card (EHIC), or a UK Global Health Insurance Card (GHIC). Read more on health insurance on Migri’s website.
Costs of accommodation and daily living
The rental prices vary depending on the size, location and the level of housing, and whether you rent from a private market and share with other tenants. The accommodation prices range often between EUR 350 and EUR 800 per person. If you share a flat with other tenants, you can save significantly.
The apartments in Finland are rarely furnished, so you have to buy furniture and household equipment, such as a bed, table and chairs, kitchen utensils, etc.
It is highly recommended, and sometimes required by landlords, to have home insurance to protect against potential damage to the tenant’s property and liability for damages caused to the apartment or nearby flats.
Computer
Remember that you are expected to have your own laptop. Read more on requirements for having your own laptop for your studies.
Transportation
Before coming to Finland, you must acquire your transportation tickets to Turku or Salo. Don’t forget to account for the train, bus, or taxi expenses from the airport.
In Turku, the local transportation company Föli’s single ticket costs around EUR 3,15–4,15 depending on the purchase method and the time of the day. A student’s monthly ticket card costs approx. EUR 40. Cycling, whether on your own bike or a rental bike, is also an affordable choice. There are also rental electric scooters easily available. Walking is also an option in Turku.
In Salo, the local transportation company Paikku offers single tickets for around EUR 3,45–4 depending on the purchase method, and a 30-day monthly ticket for approx. EUR 65. If you live in Turku and study in Salo, a train ticket to Salo costs between EUR 3,10–5,60.
Groceries
The sum that you need for groceries vary depending on your consumer habits but you can estimate the cost to be between EUR 200–400 a month per person.
Student-priced meals at student restaurants cost EUR 2,95 per meal. Read more on student lunch and the requirements.
Part-time work
Even if a student’s residence permit allows part-time working (max. 30 hours per week), the main aim for students is to proceed with their studies. It is therefore not possible for students to count on financing their living expenses solely by working. Finding a temporary job is demanding especially if the student does not have a working knowledge of the Finnish language. Therefore, it is essential to focus fully on your studies from the beginning and start learning Finnish alongside them.
If you are not already a trained professional, you can apply for entry-level positions. Common jobs for international students e.g. cleaning, working in a restaurant (waiter/waitress, kitchen helper), delivering newspapers/mail, or delivering food. Finding a job in Finland isn’t easy or guaranteed, even for assisting or low-paying positions.
The student salaries often range between EUR 7 to EUR 13 per hour. For entrepreneurs, there are no minimum earnings. You must take into consideration that you are required to pay tax, and the amount depends on your income. Bear in mind, though, that only part-time work is allowed.
Read more on working and internships during studies on Migri’s website.
Turku UAS support for smooth landing and studies
Turku UAS supports international-background students with soft landing and integration matters, particularly during the first year after arrival in Finland. Students are also offered a wide range of services that support the smooth progress of studies, the development of expertise and student well-being.
Info Package for International Degree Students
City of Turku: Integration services
Welcome to Turku
Want to know more about settling in to your new home town?
International House Turku is a service hub which supports international residents in the Turku region. Their services are designed to help you navigate Finnish systems and ensure your integration into Turku goes smoothly.
Newcomer’s Guide provides answers to many questions related to moving to Turku, living in Turku, and working in Turku.
Student life
At Turku UAS we’re committed to helping students progress smoothly in their studies and maintain a balanced, fulfilling student life. The first step is to connect with others and find your local community. Ask questions, be curious and look for support.

Goin’ app – Connect with your future classmates
Join the Turku UAS’ community before the start of your studies! The Goin’ app is available for new students in English full-time degree programmes and for all exchange students. If you have been admitted to Turku UAS, you will receive an e-mail with the registration link for the app.
Want to connect with other international students?
ESN Uni Turku is part of the Erasmus Student Network, dedicated to supporting and connecting international students at Turku’s universities.
Read more on ESN Uni Turku
Hoping to make a local friend?
The Friendship Programme connects international students with locals in the Turku area and offers the chance for mutual cultural exchange and new experiences. Read more on the Friendship Programme
Looking for summer studies?
Turku Åbo Summer School invites participants from around the world to join a two-week programme featuring high-quality academic courses and exciting social activities. Read more on Turku Åbo Summer School
Leisure activities: culture and sport
The city of Turku offers vibrant student life with numerous free-time activities. Various discounts are available for students.
- Discover the city of Turku’s student discounts and enjoy culture
- CampusSport: affordable and versatile sports services
Student Union
The Turku UAS’ student union TUO represents all students, advocating for students’ rights and well-being both on and off campus. Joining TUO gives you access to a wide range of benefits, from student discounts and services to social events and networking opportunities that help you settle in and make connections. Get to know TUO
Overalls: a trademark of student life
One of the first things you might notice during student events in Turku is the bright, colorful overalls worn by students. These overalls aren’t just fun outfits – they’re an important part of Finnish student culture and a symbol of community, belonging, and student identity. Overalls are worn during parties, events, and student gatherings throughout the year – especially during Vappu (May Day), one of Finland’s biggest student celebrations.
If you would like to buy your overalls, please ask your student tutors and they will be able to advise which is the right association to ask to. Exchange students can buy overalls by contacting directly ESN Exchange Students Network in Turku.

Where are you landing?
Accepted as a student?
Welcome to Turku UAS! Starting your academic journey in a new country can be exciting and challenging, but we’re here to help every step of the way!
Ps. Once a student, always a pro! As a Turku UAS alumni you will always be a member of our community. Be sure to stay in touch also after your studies!



